Legals

Application of conditions of use
These conditions of use, together with any other terms, notices or disclaimers contained elsewhere on the Folio Mortgage & Finance website, govern the supply of material on, use of and access to the Folio Mortgage & Finance website. By accessing the Folio Mortgage & Finance website, you agree to be bound by these conditions of use and any modifications of them.

Information and accuracy
Information provided on the Folio Mortgage & Finance website:

Folio Mortgage & Finance does not guarantee the accuracy, adequacy or completeness of information on the Folio Mortgage & Finance website or that the website is otherwise free from error, omission or other defect.

Folio Mortgage & Finance reserves the right to change any information provided on the Folio Mortgage & Finance website without notice.

Folio Mortgage & Finance does not guarantee that your use of the Folio Mortgage & Finance website will be uninterrupted, timely or secure. Unless otherwise specified, all references to currency are to Australian dollars.

Your conduct
You warrant that when accessing and using the Folio Mortgage & Finance website you will not use the website for any purpose that is unlawful or prohibited by these Online Conditions of Use or any other term, notice or disclaimer appearing on the Folio Mortgage & Finance website. You also agree to not use the Folio Mortgage & Finance website in any way that interferes with other users.

Folio Mortgage & Finance retains the right to monitor your use of the Folio Mortgage & Finance website and prevent further access at any time in its discretion.

Copyright and trademarks
The material on the Folio Mortgage & Finance website is protected by copyright. You may only use this material for your own personal reference. You must not otherwise use, reproduce, publish, modify, distribute, link, frame, transmit in any form or by any means, electronic or mechanical, for any purpose, any of the material on the Folio Mortgage & Finance website, except with the prior written permission of Folio Mortgage & Finance.

Trademarks used on the Folio Mortgage & Finance website are the property of Folio Mortgage & Finance or third parties with which Folio Mortgage & Finance has an association. You must not use a trademark used on the Folio Mortgage & Finance website without the prior written consent of the owner of that trademark.

Links to third party websites
The Folio Mortgage & Finance website may contain hyperlinks and other pointers to websites operated by third parties. These linked websites are not under Folio Mortgage & Finance control, and Folio Mortgage & Finance is not responsible for the contents of any linked website or any hyperlink contained in a linked website. Folio Mortgage & Finance provides these hyperlinks as a convenience only, and the inclusion of any link does not imply any endorsement of the linked website by Folio Mortgage & Finance. You agree to access any such third party website entirely at your own risk.

Limitation of liability
You agree that your use of the Folio Mortgage & Finance website and reliance on any information contained on the website, is entirely at your own risk. To the extent permitted by law, Folio Mortgage & Finance excludes all liability for any loss or damage (including indirect or consequential loss or damage) you or any other person suffers in connection with your use of the Folio Mortgage & Finance website, including your reliance on any information contained on the Folio Mortgage & Finance website.

Folio Mortgage & Finance liability for breach of any warranty or condition implied by law that cannot be excluded is limited, at Folio Mortgage & Finance option, to:

Privacy
Your personal information will be collected and used by Folio Mortgage & Finance in accordance with its privacy policy.

Governing Law
These online conditions of use and other terms, notices and disclaimers appearing on the Folio Mortgage & Finance website, are governed by the law in force in the state of New South Wales. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these online conditions of use.