Folio Mortgage & Finance is a mortgage manager that has been operating for over 20 years. We specialise in financial services with a focus on home buyers, property investors and businesses around Australia.
Offering a wide range of financial products across several lenders including non-conforming.
We work with many introducers and also act as an intermediary between brokers and lenders to achieve the best outcome.
Did you know
A Mortgage Manager is a lender who provides greater choice to consumers through a wide range of competitive and innovative lending products. Mortgage Managers offer niche solutions and personalised services not available elsewhere.
Since the 1980’s Mortgage Managers have played a critical role in the home loan supply chain. Their products are provided under their own brand and sourced from a variety of established bank/non-bank wholesale funding sources.
Mortgage Managers are credited with lowering interest rates by providing competition to the major retail banks. They also provide borrowers with personalised and efficient day to day support throughout the life of the loan, assisting millions of Australians realise their dream of home ownership. “
MEET THE TEAM
Richard Kirby is one of the principals of Folio Mortgage & Finance. He has over 30 years in the financial services industry and a wealth of knowledge.
Richard began Australian Loans & Mortgages a mortgage management business in 2010, to offer brokers with the vision to provide good lending options to brokers and their clients and services throughout the life of the loan. In 2017 Australian Loans & Mortgages acquired Firstfolio Wholesale (Folio Mortgage & Finance), one of Australia’s larger mortgage managers.
Richard enjoys watching his Sydney Swans play every weekend, attending concerts and travelling.
A genuine and experienced, finance professional, with expansive experience in retail and wholesale debt, investment funds management, banking and valuation experience.
Bruce’s career spans 40 years of continuous an involvement in: retail banking, bank related mortgage valuations, corporate lending and investment, merchant banking, project finance, funds management and private equity.
He firmly believes in the need for a sensible alignment of interests, for all parties within any finance relationship.
As a principal in the Folio business, Bruce feels he has a built, and continues to build a family of content borrower clients and funders.
System and Acquisitions Manager
Ben Kirby is the Group Operations Manager at Folio Mortgage & Finance and assists the management of compliance, funder relations and commissions to ensure Folio provides brokers with a high standard of service. Ben has been a part of the finance industry for 5 years, providing experience in mortgage broking, commissions & compliance.
He currently holds a Diploma of Finance & Mortgage Broking and a Diploma of Frontline Management.
On the weekend Ben enjoys listening to music, cooking and watching football.
Roxanne Piggott is in charge of our Operations, Processing & Credit teams. Roxanne works closely with senior management and ensures that the day to day management of our teams runs smoothly. Roxanne assists our in-house IT team to regularly maintain our processing system and provide suggested upgrades to streamline our processes.
Roxanne has over 19 years of experience in the Financial Services Industry. Roxanne is a trained Paralegal and holds a cert IV in Financial Services.
On the weekends Roxanne enjoys spending time with her family, playing sport and holidaying at the snow or in Hawaii.
Key Stakeholder Manager
Paul Song is the Business Development manager at Folio Mortgage & Finance. Paul has been with the company for over 8 years. Paul started his journey at Folio as the Customer Service Manager, over the years he has taken on Product & Pricing Manager responsibilities. Paul has over 10 years of experience in the financial services industry and brings a wealth of knowledge in customer service and management.
With his skillset, Paul effectively assists brokers and their client achieve their goals.
On the weekend Paul enjoys venturing for good food and exploring the great outdoors.