Product Sheets
Download our latest fact sheets below for more information on our products.
Our Expat & Non-resident is fully featured that comes with an optional 100% offset account with the flexibility of redraw, online banking, unlimited additional repayments, no monthly fee and multilingual customer service. Selected Visa Holders acceptable
Folio Expat & New Resident
Folio Non-Resident
Folio Non-Resident Builder
Our Self-Managed Super Fund Residential and commercial loan is fully featured with a competitive rate. This suits borrowers that are looking for flexibility with their investment properties.
Our business loan for residential and commercial purposes is fully featured that comes with a 100% offset account with the flexibility of cash out, redraw, online banking, unlimited additional repayments and a competitive rate.
Understanding Target Market Determination (TMD)
To comply with a new law under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019, we have made available Target Market Determination (TMD) documents that describe the type of customer one of our products may suit. This includes specific conditions on how the product can be distributed to our customers.
What is a Target Market Determination (TMD)?
A TMD is a document that describes:
- the persons for which the products have been designed,
- the conditions around the product’s distribution,
- when this TMD will be reviewed, and
- record keeping and reporting obligations of distributors.
Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s), these will outline the relevant terms and conditions being provided under that product
Download our TMDs
Folio
- Folio Premium - Premium Variable Product (download PDF)
- Folio Premium - Premium Fixed Product (download pdf)
- Folio Prime – Prime Variable & Fixed Rates (download pdf)
- Folio Alt Doc – Alt Doc Variable & Fixed Rates (download pdf)
- Folio Expat & New Resident – BC Expat Super Save – Variable & Fixed Rates (download pdf)
- Folio Non Resident – BC Freedom – Variable & Fixed Rates (download pdf)
- Folio Non Resident Builder – BC Builder – Variable & Fixed Rates (download pdf)
- Folio Portfolio – Portfolio – Owner Occupied & Investment – Variable & Interest Only (download pdf)
- Folio SMSF Commercial – SMSF Commercial Variable & Fixed Rates (download pdf)
- Folio SMSF Residential - SMSF Residential Variable & Fixed Rates (download pdf)
Flexi
- Flexi Prime – Owner Occupied Variable (download pdf)
- Flexi Prime – Owner Occupied Fixed (download pdf)
- Flexi Prime – Prime Investment Variable (download pdf)
- Flexi Prime – Prime Investment Fixed (download pdf)
- Flexi Construction – Construction Investment Variable (download pdf)
- Flexi Construction – Owner Occupied Variable (download pdf)
- Flexi Construction – Owner Occupied Investment (download pdf)
- Flexi Expat – Expat Owner Occupied Variable (download pdf)
- Flexi Expat – Expat Owner Occupied Investment (download pdf)
- Flexi Expat – Expat Investment Variable (download pdf)
- Flexi Expat – Expat Owner Occupied (download pdf)
- Flexi Expat – Expat Construction – Owner Occupied Variable (download pdf)
- Flexi Expat – Expat Construction – Investment Variable (download pdf)
- Flexi Expat – Expat Construction – Investment Variable (download pdf)
- Flexi SMSF – SMSF - Investment Variable (download pdf)
- Flexi SMSF – SMSF - Investment Fixed (download pdf)
- Flexi SMSF – SMSF Commercial – Investment Variable (download pdf)
