Product Sheets

Folio offers a wide range of home loans and commercial products to suit all types of borrowers.
Download our latest fact sheets below for more information on our products.
Our Premium home loan is fully featured that comes with an optional 100% offset account with the flexibility of redraw, online banking, choice of repayment frequency, unlimited additional repayments, no ongoing fees and a competitive rate that suits just about everyone.
Our Alt Doc loan is for self-employed applicants who may not have 2 years tax returns available. It is fully featured and comes with a 100% offset account with the flexibility of redraw, online banking, unlimited additional repayments and a competitive rate.
Our Portfolio loan is designed for owner occupiers with one or more investment properties to lower the rate on their home and increase the tax-deductible investment property interest rate. The loan is fully featured and comes with multiple offset accounts with the flexibility of redraw, online banking, unlimited additional repayments, and a competitive rate.

Our Expat & Non-resident is fully featured that comes with an optional 100% offset account with the flexibility of redraw, online banking, unlimited additional repayments, no monthly fee and multilingual customer service. Selected Visa Holders acceptable

Folio Expat & New Resident

Folio Non-Resident

Folio Non-Resident Builder

Our Self-Managed Super Fund Residential and commercial loan is fully featured with a competitive rate. This suits borrowers that are looking for flexibility with their investment properties.

SMSF Residential

SMSF Commercial

Our business loan for residential and commercial purposes is fully featured that comes with a 100% offset account with the flexibility of cash out, redraw, online banking, unlimited additional repayments and a competitive rate.

Folio Business Residential

Folio Business Commercial

Understanding Target Market Determination (TMD)

To comply with a new law under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019, we have made available Target Market Determination (TMD) documents that describe the type of customer one of our products may suit. This includes specific conditions on how the product can be distributed to our customers.

What is a Target Market Determination (TMD)?

A TMD is a document that describes:

  • the persons for which the products have been designed,
  • the conditions around the product’s distribution,
  • when this TMD will be reviewed, and
  • record keeping and reporting obligations of distributors.

Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s), these will outline the relevant terms and conditions being provided under that product

Download our TMDs

Contact our team of loan specialists

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