Question 1

How can Folio Financial Services support your first home purchase?

Accepted Answer

Yes — Folio Financial Services can help you take the next step toward buying your first home. You’ll get support to understand your borrowing power, compare suitable loan options and prepare your application with confidence. Folio can also guide you through the process so it feels simpler from start to finish.

Question 2

您如何支持房地产投资者？

Accepted Answer

我们提供房地产投资、财务影响分析以及获得合适贷款的实用建议。我们的目标是帮助您实现财务独立并创造财富。

Question 3

你们提供哪些贷款产品？

Accepted Answer

我们提供各种贷款，包括 Prime Home Loan、Prime Alt Doc Home Loan、Prime Alt Doc Pro Home Loan、Expat & Non-resident Home Loan、SMSF Loan、Business Loan 和 Folio Flexi。

Question 4

What costs and fees could apply to your loan?

Accepted Answer

The costs involved can vary depending on the loan and lender you choose. You may need to budget for lender fees, government charges and other third-party costs. Folio Financial Services will help you understand any known fees early, so you know what to expect before you move ahead.

Question 5

How can refinancing with Folio Financial Services benefit me?

Accepted Answer

Refinancing with Folio Financial Services can help you secure a better interest rate, reduce your monthly payments, or access home equity for other financial needs. Our specialists will work with you to find the best refinancing options tailored to your circumstances.

Question 6

Can you get finance with Folio Financial Services if you’re self-employed?

Accepted Answer

Yes — Folio Financial Services can help you explore finance options if you’re self-employed. You may be able to use alternative documentation or other suitable loan structures, depending on your circumstances. Folio will work with you to find a solution that fits your income pattern and borrowing needs.

Question 7

What is an agreement in principle, and why should I get one?

Accepted Answer

An agreement in principle is an indication from a lender of how much you may be able to borrow, based on the information you provide. It’s a helpful first step because it gives you a clearer budget, helps you shop with confidence, and can put you in a stronger position when you find the right property. Folio Financial Services can help you secure one online and guide you through the next steps.

Question 8

Can you explain the different types of home loans offered by Folio Financial Services?

Accepted Answer

Folio Financial Services offers a range of home loans to suit different needs, including standard home loans, Alt Doc home loans for self-employed individuals, expat and non-resident home loans, and SMSF loans for property investment through superannuation. Each product is designed to cater to specific financial situations and goals.

Question 9

What is the process for applying for a loan with Folio Financial Services?

Accepted Answer

Applying for a loan with Folio Financial Services is straightforward. Start by contacting us via our website, phone, or email. Our team will guide you through the necessary documentation and steps, from initial consultation to final approval. We ensure a smooth and transparent process to help you secure the best loan for your needs.

Question 10

What paperwork should you prepare for a home loan application?

Accepted Answer

Having your documents ready can help your application move faster. In most cases, you’ll need proof of identity, recent payslips or income records, bank statements, details of your savings or deposit, and information about any existing debts or expenses. If you’re self-employed, you may also need extra financial records. Folio Financial Services can let you know exactly what you need based on your situation.

Folio团队

苏林德·阿格尼霍特里

董事兼首席执行官

本·柯比

分销总经理

克里斯·库马尔

佣金经理

建业

客户服务专员

Kristy Coonan

Credit Analyst & Support

Nash Barden

IT Systems

Nell Wilson

Arrears & Discharge Specialist

Campbell Richardson

Commissions Assistant

罗克珊·皮格特

运营总经理

肖恩·理查森

执行董事，太平绅士，Dip FS (FP)（金融）

北京宇塔

贷款专家

Harrison Agnihotri

Marketing & Digital Communications officer

Rebecca Elliot

Executive Assistant

Emma Meadows

Customer Service Specialist

Sandeep Agarwal

Salesforce Developer

Frequently asked questions

How can Folio Financial Services support your first home purchase?

您如何支持房地产投资者？

你们提供哪些贷款产品？

What costs and fees could apply to your loan?

How can refinancing with Folio Financial Services benefit me?

Can you get finance with Folio Financial Services if you’re self-employed?

What is an agreement in principle, and why should I get one?

Can you explain the different types of home loans offered by Folio Financial Services?

What is the process for applying for a loan with Folio Financial Services?

What paperwork should you prepare for a home loan application?

电话： 1300 304 572

Folio金融服务

电子邮件： Customer.service@folio.com.au

邮政地址：邮政信箱 A553，悉尼南部，新南威尔士州 1235

办公地址：新南威尔士州米勒斯角希克森路 36 号 2 楼，邮编 2000

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Folio Financial Services 是 Australian Loans & Mortgages Pty Ltd 的交易名称 | ACN 142 403 790 | 澳大利亚信贷许可证 385213 |隐私政策|信用报告政策| ESG 政策

电话：
1300 304 572

电子邮件：
Customer.service@folio.com.au

邮政地址：
邮政信箱 A553，悉尼南部，新南威尔士州 1235

办公地址：
新南威尔士州米勒斯角希克森路 36 号 2 楼，邮编 2000