Question 1

How can Folio Financial Services support your first home purchase?

Accepted Answer

Yes — Folio Financial Services can help you take the next step toward buying your first home. You’ll get support to understand your borrowing power, compare suitable loan options and prepare your application with confidence. Folio can also guide you through the process so it feels simpler from start to finish.

Question 2

不動産投資家をどのようにサポートしますか?

Accepted Answer

不動産投資、財務影響分析、適切なローンの取得など、実践的なアドバイスを提供します。お客様の経済的自立と資産形成の実現を支援することが私たちの目標です。

Question 3

どのようなローン商品を提供していますか?

Accepted Answer

当社は、プライム住宅ローン、プライムオルトドキュメント住宅ローン、プライムオルトドキュメントプロ住宅ローン、海外駐在員および非居住者向け住宅ローン、SMSFローン、ビジネスローン、Folio Flexiなど、さまざまなローンを提供しています。

Question 4

What costs and fees could apply to your loan?

Accepted Answer

The costs involved can vary depending on the loan and lender you choose. You may need to budget for lender fees, government charges and other third-party costs. Folio Financial Services will help you understand any known fees early, so you know what to expect before you move ahead.

Question 5

How can refinancing with Folio Financial Services benefit me?

Accepted Answer

Refinancing with Folio Financial Services can help you secure a better interest rate, reduce your monthly payments, or access home equity for other financial needs. Our specialists will work with you to find the best refinancing options tailored to your circumstances.

Question 6

Can you get finance with Folio Financial Services if you’re self-employed?

Accepted Answer

Yes — Folio Financial Services can help you explore finance options if you’re self-employed. You may be able to use alternative documentation or other suitable loan structures, depending on your circumstances. Folio will work with you to find a solution that fits your income pattern and borrowing needs.

Question 7

What is an agreement in principle, and why should I get one?

Accepted Answer

An agreement in principle is an indication from a lender of how much you may be able to borrow, based on the information you provide. It’s a helpful first step because it gives you a clearer budget, helps you shop with confidence, and can put you in a stronger position when you find the right property. Folio Financial Services can help you secure one online and guide you through the next steps.

Question 8

Can you explain the different types of home loans offered by Folio Financial Services?

Accepted Answer

Folio Financial Services offers a range of home loans to suit different needs, including standard home loans, Alt Doc home loans for self-employed individuals, expat and non-resident home loans, and SMSF loans for property investment through superannuation. Each product is designed to cater to specific financial situations and goals.

Question 9

What is the process for applying for a loan with Folio Financial Services?

Accepted Answer

Applying for a loan with Folio Financial Services is straightforward. Start by contacting us via our website, phone, or email. Our team will guide you through the necessary documentation and steps, from initial consultation to final approval. We ensure a smooth and transparent process to help you secure the best loan for your needs.

Question 10

What paperwork should you prepare for a home loan application?

Accepted Answer

Having your documents ready can help your application move faster. In most cases, you’ll need proof of identity, recent payslips or income records, bank statements, details of your savings or deposit, and information about any existing debts or expenses. If you’re self-employed, you may also need extra financial records. Folio Financial Services can let you know exactly what you need based on your situation.

フォリオチーム

スリンダー・アグニホトリ

取締役兼最高経営責任者（CEO）

ベン・カービー

流通担当ゼネラルマネージャー

クリス・クマール

コミッションマネージャー

キアン・ヤップ

カスタマーサービススペシャリスト

Kristy Coonan

Credit Analyst & Support

Nash Barden

IT Systems

Nell Wilson

Arrears & Discharge Specialist

Campbell Richardson

Commissions Assistant

ロクサーヌ・ピゴット

オペレーション担当ゼネラルマネージャー

ショーン・リチャードソン

エグゼクティブディレクター、JP、Dip FS（FP）（ファイナンス）

北京ウアタ

ローンスペシャリスト

Harrison Agnihotri

Marketing & Digital Communications officer

Rebecca Elliot

Executive Assistant

Emma Meadows

Customer Service Specialist

Sandeep Agarwal

Salesforce Developer

Frequently asked questions

How can Folio Financial Services support your first home purchase?

不動産投資家をどのようにサポートしますか?

どのようなローン商品を提供していますか?

What costs and fees could apply to your loan?

How can refinancing with Folio Financial Services benefit me?

Can you get finance with Folio Financial Services if you’re self-employed?

What is an agreement in principle, and why should I get one?

Can you explain the different types of home loans offered by Folio Financial Services?

What is the process for applying for a loan with Folio Financial Services?

What paperwork should you prepare for a home loan application?

電話： 1300 304 572

フォリオ・ファイナンシャル・サービス

メールアドレス: Customer.service@folio.com.au

郵便住所: PO Box A553、シドニーサウス、NSW 1235

オフィス住所:レベル2、36 ヒクソンロード、ミラーズポイント、NSW 2000

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Folio Financial Servicesは、Australian Loans & Mortgages Pty Ltdの商号です。| ACN 142 403 790 | オーストラリア信用ライセンス 385213 |プライバシーポリシー|信用報告ポリシー| ESGポリシー

電話：
1300 304 572

メールアドレス:
Customer.service@folio.com.au

郵便住所:
PO Box A553、シドニーサウス、NSW 1235

オフィス住所:
レベル2、36 ヒクソンロード、ミラーズポイント、NSW 2000