Question 1

¿Cómo ayudar a quienes compran una vivienda por primera vez?

Accepted Answer

Guiamos a quienes compran su primera vivienda en cada paso, desde el ahorro para el depósito hasta la obtención del préstamo adecuado. Nuestros especialistas simplifican todo el proceso de compra de vivienda.

Question 2

¿Por qué debería considerar refinanciar?

Accepted Answer

Refinanciar puede garantizar una mejor tasa de interés, reducir sus pagos mensuales o liberar capital de la vivienda para otras necesidades. Nuestros especialistas le ayudarán a encontrar las mejores opciones.

Question 3

¿Cómo puedo contactar con Folio Financial Services?

Accepted Answer

Contáctenos completando el formulario en nuestro sitio web, llamando al 1300 304 572 o enviando un correo electrónico a customer.service@folio.com.au. Respondemos en un plazo de 2 días hábiles.

Question 4

¿Cómo apoyar a los inversores inmobiliarios?

Accepted Answer

Ofrecemos asesoramiento práctico sobre inversión inmobiliaria, análisis de impacto financiero y cómo obtener el préstamo adecuado. Nuestro objetivo es ayudarle a lograr la independencia financiera y la generación de riqueza.

Question 5

¿Qué productos crediticios ofrecen?

Accepted Answer

Ofrecemos varios préstamos, incluidos Prime Home Loan, Prime Alt Doc Home Loan, Prime Alt Doc Pro Home Loan, Expat & Non-resident Home Loan, SMSF Loan, Business Loan y Folio Flexi.

Question 6

What are the eligibility criteria for a loan with Folio?

Accepted Answer

Eligibility for a loan with Folio depends on various factors, including your credit history, income, employment status, and the type of loan you are seeking. Our team will assess your individual situation and provide tailored advice to help you meet the necessary requirements.

Question 7

How does Folio support property investors?

Accepted Answer

Folio provides comprehensive support to property investors, including tailored lending solutions, expert guidance on loan options, and assistance with structuring finance effectively. Our goal is to help you achieve long-term wealth creation and financial independence through smart property investments.

Question 8

How can refinancing with Folio Financial Services benefit me?

Accepted Answer

Refinancing with Folio Financial Services can help you secure a better interest rate, reduce your monthly payments, or access home equity for other financial needs. Our specialists will work with you to find the best refinancing options tailored to your circumstances.

Question 9

Can you explain the different types of home loans offered by Folio Financial Services?

Accepted Answer

Folio Financial Services offers a range of home loans to suit different needs, including standard home loans, Alt Doc home loans for self-employed individuals, expat and non-resident home loans, and SMSF loans for property investment through superannuation. Each product is designed to cater to specific financial situations and goals.

Question 10

What is the process for applying for a loan with Folio Financial Services?

Accepted Answer

Applying for a loan with Folio Financial Services is straightforward. Start by contacting us via our website, phone, or email. Our team will guide you through the necessary documentation and steps, from initial consultation to final approval. We ensure a smooth and transparent process to help you secure the best loan for your needs.

El equipo de Folio

Surinder Agnihotri

Director y Director Ejecutivo

Ben Kirby

Gerente General de Distribución

Kris Kumar

Gerente de Comisiones

Kian Yap

Especialista en servicio al cliente

Roxanne Piggott

Gerente General de Operaciones

Sean Richardson

Director Ejecutivo, JP, Dip FS (FP) (Finanzas)

Beijing Uata

Especialista en préstamos

Paul Hillary

Mortgage Broker

Frequently asked questions