Question 1

How can Folio Financial Services support your first home purchase?

Accepted Answer

Yes — Folio Financial Services can help you take the next step toward buying your first home. You’ll get support to understand your borrowing power, compare suitable loan options and prepare your application with confidence. Folio can also guide you through the process so it feels simpler from start to finish.

Question 2

Какую поддержку вы оказываете инвесторам в недвижимость?

Accepted Answer

Мы предоставляем практические советы по инвестициям в недвижимость, анализу финансового воздействия и выбору подходящего кредита. Наша цель — помочь вам достичь финансовой независимости и увеличить своё благосостояние.

Question 3

Какие кредитные продукты вы предлагаете?

Accepted Answer

Мы предлагаем различные кредиты, включая Prime Home Loan, Prime Alt Doc Home Loan, Prime Alt Doc Pro Home Loan, ипотечный кредит для экспатов и нерезидентов, кредит SMSF, бизнес-кредит и Folio Flexi.

Question 4

What costs and fees could apply to your loan?

Accepted Answer

The costs involved can vary depending on the loan and lender you choose. You may need to budget for lender fees, government charges and other third-party costs. Folio Financial Services will help you understand any known fees early, so you know what to expect before you move ahead.

Question 5

How can refinancing with Folio Financial Services benefit me?

Accepted Answer

Refinancing with Folio Financial Services can help you secure a better interest rate, reduce your monthly payments, or access home equity for other financial needs. Our specialists will work with you to find the best refinancing options tailored to your circumstances.

Question 6

Can you get finance with Folio Financial Services if you’re self-employed?

Accepted Answer

Yes — Folio Financial Services can help you explore finance options if you’re self-employed. You may be able to use alternative documentation or other suitable loan structures, depending on your circumstances. Folio will work with you to find a solution that fits your income pattern and borrowing needs.

Question 7

What is an agreement in principle, and why should I get one?

Accepted Answer

An agreement in principle is an indication from a lender of how much you may be able to borrow, based on the information you provide. It’s a helpful first step because it gives you a clearer budget, helps you shop with confidence, and can put you in a stronger position when you find the right property. Folio Financial Services can help you secure one online and guide you through the next steps.

Question 8

Can you explain the different types of home loans offered by Folio Financial Services?

Accepted Answer

Folio Financial Services offers a range of home loans to suit different needs, including standard home loans, Alt Doc home loans for self-employed individuals, expat and non-resident home loans, and SMSF loans for property investment through superannuation. Each product is designed to cater to specific financial situations and goals.

Question 9

What is the process for applying for a loan with Folio Financial Services?

Accepted Answer

Applying for a loan with Folio Financial Services is straightforward. Start by contacting us via our website, phone, or email. Our team will guide you through the necessary documentation and steps, from initial consultation to final approval. We ensure a smooth and transparent process to help you secure the best loan for your needs.

Question 10

What paperwork should you prepare for a home loan application?

Accepted Answer

Having your documents ready can help your application move faster. In most cases, you’ll need proof of identity, recent payslips or income records, bank statements, details of your savings or deposit, and information about any existing debts or expenses. If you’re self-employed, you may also need extra financial records. Folio Financial Services can let you know exactly what you need based on your situation.

Команда Фолио

Суриндер Агнихотри

Директор и генеральный директор

Бен Кирби

Генеральный директор по дистрибуции

Крис Кумар

Менеджер по комиссиям

Киан Яп

Специалист по обслуживанию клиентов

Kristy Coonan

Credit Analyst & Support

Nash Barden

IT Systems

Nell Wilson

Arrears & Discharge Specialist

Campbell Richardson

Commissions Assistant

Роксанна Пигготт

Генеральный директор по операциям

Шон Ричардсон

Исполнительный директор, JP, Dip FS (FP) (финансы)

Пекин Уата

Специалист по кредитованию

Harrison Agnihotri

Marketing & Digital Communications officer

Rebecca Elliot

Executive Assistant

Emma Meadows

Customer Service Specialist

Sandeep Agarwal

Salesforce Developer

Frequently asked questions

How can Folio Financial Services support your first home purchase?

Какую поддержку вы оказываете инвесторам в недвижимость?

Какие кредитные продукты вы предлагаете?

What costs and fees could apply to your loan?

How can refinancing with Folio Financial Services benefit me?

Can you get finance with Folio Financial Services if you’re self-employed?

What is an agreement in principle, and why should I get one?

Can you explain the different types of home loans offered by Folio Financial Services?

What is the process for applying for a loan with Folio Financial Services?

What paperwork should you prepare for a home loan application?

Телефон: 1300 304 572

Фолио Финансовые Услуги

Электронная почта: Customer.service@folio.com.au

Почтовый адрес: А/я A553, Сидней Юг, Новый Южный Уэльс 1235

Адрес офиса: Уровень 2, 36 Хиксон Роуд, Миллерс Пойнт, Новый Южный Уэльс 2000

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Телефон:
1300 304 572

Электронная почта:
Customer.service@folio.com.au

Почтовый адрес:
А/я A553, Сидней Юг, Новый Южный Уэльс 1235

Адрес офиса:
Уровень 2, 36 Хиксон Роуд, Миллерс Пойнт, Новый Южный Уэльс 2000